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NO BANK NEEDED.

A path to homeownership without a bank. Affordable Detroit homes with seller financing. Our homes need work. We’re looking for people ready to do the work.

Available Homes

Down Payment: $X,XXX

XXX STREET

Detroit, MI

Purchase Price: $XX,XXX

Purchase Price: $XX,XXX

SAMPLE LISTING

XXX STREET

Detroit, MI

8800 Mack Ave

Down Payment: $X,XXX

Monthly Payment: $XXX/month

SAMPLE LISTING

Down Payment: $X,XXX

XXX STREET

Detroit, MI

Purchase Price: $XX,XXX

Down Payment: $X,XXX

XXX STREET

Detroit, MI

Purchase Price: $XX,XXX

Down Payment: $X,XXX

XXX STREET

Detroit, MI

Purchase Price: $XX,XXX

How It Works

01

Find a home.

Explore our current list of available properties in Detroit to find the right fit.

02

Visit and inspect.

Walk through the home to see it for yourself and assess its potential.

03

Agree on terms.

We work together to finalize the details of your land contract and ownership path.

04

Sign the contract.

Formalize your commitment with a clear, straightforward legal agreement.

05

Make it livable.

Start by making the home functional, then continue to improve it over time.

06

Get the deed.

Receive your deed once the land contract is successfully completed.

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The Mission

Hard Work Homes is built on a shared commitment to providing a clear path to ownership for Detroit residents. We bridge the gap between opportunity and affordability by offering professional seller financing that eliminates traditional barriers.

Transparency

We share what we know about each home and clearly identify what has not been tested.

Who It’s For

Hardworking people and families ready to buy and improve a home.

Smaller investors ready to buy and improve a house are also welcome.

Our Mission in Detroit

We believe hardworking people deserve a path to homeownership, even when a traditional bank mortgage isn't an option. We sell affordable Detroit homes through seller financing. Our homes often need work, and we're looking for buyers ready to do the work. Our goal is simple: clear terms, realistic expectations and a path to ownership.

Future Success Stories

Join a community of Detroit homeowners who have found their path to ownership through Hard Work Homes. We are building a legacy of shared commitment and clear deals for the future of our city.

Common Questions

How does seller financing work?

Hard Work Homes markets homes offered by affiliated property owners.

Do I need a bank for a mortgage?

No. Our model is designed for those who want to avoid the bureaucracy of banks. We provide the capital and structure needed for your purchase without requiring a traditional bank loan or credit check.

What is the typical interest rate?

Interest rates and terms vary by property. The complete price, down payment, monthly payment, interest rate and estimated property-tax payment are clearly shown before you sign.

How long does the process take?

The timing depends on the property and buyer. Before buying, you must visit and inspect the home, agree on the terms, provide the required identification and make the required payment at signing.

Are there property requirements?

Our homes often need repairs and improvements. Buyers are required to visit and inspect the property before purchasing so they understand its condition and the work it may need.

Contact Us

Sharon — Detroit Local Representative

For property questions, visits and inspections.
Call / Text: (586) 276-5622

Cyrille FIRINO MARTELL — Owner

Email: cyrille@hardworkhomes.com
WhatsApp / Call / SMS: +33 6 81 80 53 68
US Call / SMS: +1 (313) 230-8163

Phone

(313) 555-0123

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